What we are
A neutral tool, not a law firm
Most "settlement calculators" online are marketing funnels: they ask for your phone number and hand it to a law firm that paid for the lead. SettleWorth works differently. Every calculator runs instantly in your browser, shows your estimate with no email, no phone number and no sign-up, and never refers your case to anyone. We make money from unobtrusive advertising, not from selling your information — so our only job is to give you a useful, honest number.
How it works
The methods we use
We don't invent numbers — we apply the same recognised methods attorneys and insurers use, and we show our work:
Multiplier method
Pain and suffering is estimated as your economic damages (medical bills + lost wages) multiplied by a factor of roughly 1.5–5, with the higher end for severe or permanent injuries.
Per-diem method
An alternative for pain and suffering: a daily dollar value assigned to every day of your recovery. We let you compare both methods side by side.
State fault rules
Your state's comparative-negligence rule and your share of fault are applied automatically — in a few states, shared fault can reduce or even bar recovery.
Specialised models
Workers' comp uses your average weekly wage and impairment rating (no-fault, no pain and suffering); diminished value uses the 17c formula on your vehicle's value.
Honesty about data
Where our numbers come from
The calculator math is transparent and standard. The average and example figures shown alongside it are drawn from published methods and aggregated, representative ranges, and we are actively replacing illustrative placeholders with figures tied to cited public sources. Until a figure carries a source, treat it as illustrative. No calculator — ours included — can predict what a specific insurer, employer or court will actually pay; the real outcome depends on your evidence, policy limits and negotiation.
Important
Not legal advice
SettleWorth is an informational tool. Using it does not create an attorney-client relationship, and nothing here is legal advice. For advice about your specific situation, consult a licensed attorney in your state. See our Terms of use and Privacy policy, or get in touch.